If you know someone there Lynn you could talk to about it, I'd really appreciate it. My thinking about FAAST was that they seemed to be state-wide on all their concerns, and I didn't know if they'd have any interest in a local project like this. still, if they would, it would be great, and go along with their mishun. btw, if they express interest in local affairs, you might ask if someone could join TABI, to become involved in our particular local affairs. thanks much. Chip -----Original Message----- From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On Behalf Of Lynn Evans Sent: Thursday, November 19, 2009 5:54 PM To: tabi@xxxxxxxxxxxxx Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse Chip do you think the folks over at FAAST would what to kick around the idea. I was just talking with them at the senior center this past monday. They had a table at the technonogy fair. ----- Original Message ----- From: Chip Orange <mailto:Corange@xxxxxxxxxxxxxxx> To: tabi@xxxxxxxxxxxxx Sent: Thursday, November 19, 2009 2:57 PM Subject: [tabi] I have an idea for TCB, NFB, and the Lighthouse hi all, I had an idea I hoped the leaders of our 3 big non-profits here in town would take up; I think it's worth doing, and it would give us something else to focus on besides the bus system, which is more than a little divisive. What I've noticed is that when I'm speaking with many blind people, and I mention a possible technical solution to a problem they're having, their response is often something like "that would be great, but I can't afford it." understandable of course; we all know assistive technology is expensive, and we need a lot of it. so, what if for this area of Florida served by the Lighthouse, we began a fund to which we all contributed, which was then used to provide no interest loans for the purchase of assistive technology? I was hoping one group would take on the administration of the fund, and all 3 groups would contribute to it, or fund raise for it, as a joint project. I'll offer to start it off with $100 if someone will take it on. I also hoped the fund could be run in such a way that a person's need for the technology, or their ability to pay, would not be a factor in receiving the loan. I'd like this to be as free from value judgments as possible. Perhaps just as the person what payment schedule they thought that they could afford. a lot of microbanks in very poor areas of the world are quite successful, with nearly 100% payback rates, when being run like this, by simply requiring a family member or friend to cosign the loan application, guaranteeing payback if the primary applicant fails to do so. this seems to serve as a screening tool (if you can't produce one person who will vouch that you will pay back a loan, then it's likely that you won't), and also as a real incentive for the applicant to pay-back the loan (not wanting their friend or family to have to do so). I'd also suggest, to help those taking on the administration of the fund, that they do nothing if payments are missed. we'll make up losses through fund raising. when you're freed of the effort of collections, then the administration should be a very minor task. so, what do people think? will the leaders of these groups be willing to discuss it amongst themselves? Chip ------------------------------ Chip Orange Database Administrator Florida Public Service Commission Chip.Orange@xxxxxxxxxxxxxxx (850) 413-6314 (Any opinions expressed are solely those of the author and do not necessarily reflect those of the Florida Public Service Commission.) Check out the TABI resource web page at http://acorange.home.comcast.net/TABI and please make suggestions for new material. if you'd like to unsubscribe you can do so through the freelists.org web interface, or by sending an email to the address tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.