VB.DOT NET Maths Question

well, doing a project called finance.
for a school project, and a book, for my vb class.
now the project is to calculate the investment, the interest rate and number 
of years.
and the calculation is:

future value = investment amount (interest rate  + 1) ^years

so i thought the way to calculate that was:

future value = investment * interest rate * years.
is that right.

cheers Marvin. 

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