Everything and everybody is in the loss column to the tune of 20 to 60% or more. I bailed out at about the 15% point. The change is likely to be coincidental, but that would depend on what changes to your investments were made. Don ----- Original Message ----- From: "cristy" <poppy0206@xxxxxxxxxxxxx> To: <pctechtalk@xxxxxxxxxxxxx> Sent: Sunday, February 01, 2009 2:46 PM Subject: -=PCTechTalk=- Re: offtopic,mutual fund questions > HI Gman, > > I must admit I am a bit uneducated in all of this but have put faith in my > financial advisor. Under normal circumstances, I would know I will be > working for at least ten more years so would make sense to leave it in. > But, there is a possibility I could become disabled before then possibly > to > the point of not being able to work, so this part is a little risky for > me. > > I also am somewhat confused about this portfolio guide service they > offered > that I went ahead and signed up for again on my advisor's advise. I pay > about $50.00 bucks a year and the powers to be decide best where to put my > money. It also gives you projections or something too. I had noticed my > money in the +gain side before I went to this service, coincidence, I > don't > know. But for the past year and one half have seen all -loss signs in my > total amount of my funds. I did do one withdrawal a few years back but > was > for a good reason and this was agreed that it was with my advisor. To buy > back service credit at a very good rate at the time. > > I have steadily increased my monthly amounts going in also. I am > wondering > how did they determine where to put the money before the guided portfolio > service and was it doing better then since I was seeing more gains than > losses. > > christy > > --------------------------------------------------------------- Please remember to trim your replies (including this sentence and everything below it) and adjust the subject line as necessary. To unsubscribe or change your email settings: //www.freelists.org/webpage/pctechtalk To access our Archives: http://groups.yahoo.com/group/PCTechTalk/messages/ //www.freelists.org/archives/pctechtalk/ To contact only the PCTT Mod Squad, write to: pctechtalk-moderators@xxxxxxxxxxxxx To join the PCTableTalk off-topic group, send a blank email to: pctabletalk+subscribe@xxxxxxxxxxxxxxxx ---------------------------------------------------------------