-=PCTechTalk=- Re: Off topic--Credit reports
- From: "Sandi Beach" <sandib2@xxxxxxxxx>
- To: <pctechtalk@xxxxxxxxxxxxx>
- Date: Tue, 23 Sep 2008 07:55:21 -0500
Oh, that is good to know. And the spacing plan sounds good too.
Sandi
----- Original Message -----
From: "Gman" <gman.pctt@xxxxxxxxx>
To: <pctechtalk@xxxxxxxxxxxxx>
Sent: Monday, September 22, 2008 8:00 PM
Subject: -=PCTechTalk=- Re: Off topic--Credit reports
> Sandi,
> Roger's link (which is the official place to go for these things) will
> provide you with individual direct links to each of the three credit
> reporting agencies.
>
> The best approach is to get a single credit report from just one of the
> three companies. Four months later, get one from one of the two remaining
> companies. Four months later, you can get the last one. By the time the
> next four months rolls by, you'll have qualified to get a second free one
> from the first company (one free report per year). By using this method,
> you will always have a relatively up to date credit report on yourself.
> Still, be aware that these three credit reporting agencies don't share
> info
> with each other. You MUST go through each company's report with a fine
> toothed comb to ensure that they don't have false or misleading data on
> you.
> For instance, my own report from two of them had a bunch of stuff that
> belonged to my father (same first/last name). The third company didn't
> have
> these errors.
>
> Peace,
> Gman
>
> "The only dumb questions are the ones we fail to ask"
>
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