-=PCTechTalk=- Re: Off topic--Credit reports
- From: "cristy" <poppy0206@xxxxxxxxxxxxx>
- To: <pctechtalk@xxxxxxxxxxxxx>
- Date: Mon, 22 Sep 2008 22:52:22 -0400
Nice to know. I heard the more your report is accessed though it negatively
affects your credit? Or is this true, and if so does requesting your own
free reports like that affect it?
Christine
----- Original Message -----
From: "Gman" <gman.pctt@xxxxxxxxx>
To: <pctechtalk@xxxxxxxxxxxxx>
Sent: Monday, September 22, 2008 9:00 PM
Subject: -=PCTechTalk=- Re: Off topic--Credit reports
> Sandi,
> Roger's link (which is the official place to go for these things) will
> provide you with individual direct links to each of the three credit
> reporting agencies.
>
> The best approach is to get a single credit report from just one of the
> three companies. Four months later, get one from one of the two remaining
> companies. Four months later, you can get the last one. By the time the
> next four months rolls by, you'll have qualified to get a second free one
> from the first company (one free report per year). By using this method,
> you will always have a relatively up to date credit report on yourself.
> Still, be aware that these three credit reporting agencies don't share
> info
> with each other. You MUST go through each company's report with a fine
> toothed comb to ensure that they don't have false or misleading data on
> you.
> For instance, my own report from two of them had a bunch of stuff that
> belonged to my father (same first/last name). The third company didn't
> have
> these errors.
>
> Peace,
> Gman
>
> "The only dumb questions are the ones we fail to ask"
>
> ----- Original Message -----
> From: "Sandi Beach" <sandib2@xxxxxxxxx>
> To: <pctechtalk@xxxxxxxxxxxxx>
> Sent: Monday, September 22, 2008 3:33 PM
> Subject: -=PCTechTalk=- Re: Off topic--Credit reports
>
>
>> Thank you Rose, for the information and the warning. I have never felt
>> the
>> need to check this before but I may want to now if things don't go my
>> way.
>> Sandi
>
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