[opendtv] Re: Louisiana governor blasts faulty wireless networks

Another thing to consider is that the windspeeds listed for a hurricane are
sustained winds.  Gusts go considerably higher,  Hurricane Charlie was
officially a category 4 with winds in excess of 145 mph.  However, gusts in
the Charlotte Harbor area as high as 210 mph were measured.  Another twist
is that there are tornados accompanying the hurricane.  One of these damaged
our house more than the big wind that followed.

I am told that there are some "political" reasons to classify a hurricane no
higher than category 4 if possible.  This may have to do with insurance
regulations.  I don't know.

The big hooker in standard insurance policies is the mold damage limit,
$5000 in standard Florida policies.  Removing the sheetrock and replacing it
to accommodate mold remediation is charged to mold remediation.  This costs
about $30,000 for a 4-bedroom house.  So you take a $25,000 hit unless the
rain damage is so bad the sheetrock has to be replaced anyway.  I would
advise Craig and other Floridians to get the $50,000 mold damage rider that
is only a few bucks a year premium.

The hurricane is only the beginning of the agony.  Dealing with the
insurance company, contractors, and thieves stretches into a yearlong or
longer process.  Many have fears that come at night.

Al Limberg

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