[lit-ideas] Re: health care

>The merit of our system is that the NHS covers everybody and any other 
>treatment/insurance is private and (almost always) separate from NHS 
>treatment and NHS premises; so there's a clear separation between NHS 
>provision, paid for by taxes and NI contributions, and private provision, 
>paid for separately and "privately".

It's simply NOT economical to buy private health insurance in a company 
that is less than about 50 employees. We have 4, sometimes 5 employees. 
Unless we were always sick and with bad backs and rotten teeth, it wouldn't 
even NEARLY pay for itself.
The cost of even a bargain basement insurance plan is $168/employee/month. 
It'd do me well if I was a myopic diabetic with osteoporosis and 
degenerative heart-disease with three sick kids; but I haven't been to any 
outside medical services in the last 15 years. I'd love a new pair of 
glasses now and again and I could do with some tooth work, but it's simply 
not in the budget.

So... the upshot is... we have to pay out-of-pocket, in after tax dollars 
for things that we could get if we had a health plan. As a result, we DON'T.

Paul

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Paul Stone
pas@xxxxxxxx
Kingsville, ON, Canada 

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