>get a lot of their stuff from places like the Good Will & the Salvation Army. ck: These two organizations seem troubled, at present. Both used to have good reputations for retraining disabled workers, and collaborating with community nonprofit orgs, but increasingly these orgs are being scrutinized by local nonprofits. They mark up donations to a point where poor people really cannot afford the stuff--especially furniture and household goods. There's talk about misappropriation of funds, and misuse of volunteer/trainee skills. My university program no longer recommends these two orgs as job placements for our clients--or as places to shop and get a good deal. >Lots of people are happy to give stuff away. ck: Absolutely. (Sometimes I'm convinced that "people are really good at heart.") The Internet could be a terrific way to get around advertising and distribution problems--and www.craigslist.org is just such an endeavor. Lots of people in temporary straits (and not so temporary) get used appliances through folks at craigslist, many of whom just want to get rid of excess junk. One thing I'd like to know, though, is what happens to all those cars people are urged to "donate" to nonprofits. The second thing is, how does a family *get* one of these cars. I swear, I've asked county and state caseworkers, academics, nonprofit health-based organizations like the MS Foundation, Arthritis Foundation, etc.--and nobody seems to know! What gives? Any enlightened souls here to help me solve this mystery? I'd posit a black hole filled with donated cars, but that seems like something the government would be involved in. Carol ----- Original Message ----- From: Lawrence Helm To: lit-ideas@xxxxxxxxxxxxx Sent: Thursday, May 25, 2006 4:39 PM Subject: [lit-ideas] Re: The American Poor The people I've known in that situation get a lot of their stuff from places like the Good Will & the Salvation Army. Also, one of my sisters is in a sort of community where people look out for each other share stuff, etc. We've got a lot of stuff in the U.S. Lots of people are happy to give stuff away. I've given away old computers, phones, TVs, etc. In fact I've got an old but perfectly functional 19 inch color TV in the garage as well as two perfectly functional VHS players. I plan to give them to the Salvation Army. Families just starting out that were temporarily below the poverty line but with jobs and the prospect of moving up might get loans. Lawrence ------------------------------------------------------------------------------ From: lit-ideas-bounce@xxxxxxxxxxxxx [mailto:lit-ideas-bounce@xxxxxxxxxxxxx] On Behalf Of Eternitytime1@xxxxxxx Sent: Thursday, May 25, 2006 3:46 PM To: lit-ideas@xxxxxxxxxxxxx Subject: [lit-ideas] Re: The American Poor In a message dated 5/25/2006 2:38:29 P.M. Central Daylight Time, bruce@xxxxxxxxxxxxxx writes: A nagging question: do 'own' and 'have' here mean 'fully paid for' - or do these things really (fully or partly) belong to the banks, credit card companies, loan agencies and other corporations that extended the credit for their purchase? Hi, That is a great question. The 2005 Kids Count database of statistics is now out--it's a great resource to really see what the world of children is like in the United States. http://www.kidscount.org (The Annie E Casey Foundation) http://www.aecf.org/kidscount/sld/databook.jsp They also have some other publications. Here are some other aspects of living in the USA as a new or soon-to-be poor person -- and how it happens. Highly recommend these for those who are part of the Heritage Foundation. Wonder if they are part of the predatory lender world (see last piece for info on what is happening to the poor or soon-to-be-poor who 'own' their own homes...for the moment.) or own the PayDay Loans...(though I have heard that at least in this area the 'North of the River" bunch which historically was part of the Mafiosi own them...and it's now legal to gauge people like this...) Big business, though. Not quite as lucrative as the Corporate Welfare we have going on (talk about Entitlements! Mikey only touched on *some* of the businesses in that welfare world--wow.) I have been reading SOS and then took a break with another title on my list -- and it kind of matched some of this conversation. I have written several posts -- need to clean up at least one of them one of these moments! Maybe later. Probably by the time we've moved onto the next thread, though! Best, Marlena in Missouri http://www.aecf.org/publications/advocasey/winter2005/index.htm The Poor Pay More: Financial Drains on Low-Income Families Double-Jeopardy: Why the Poor Pay More "Chances are, if you live on the wrong side of the tracks or earn a modest hourly wage, you're paying higher prices than the rest of us, and you're imperiled by deceptive money traps that can bust your budget and drain your savings." Paycheck Poverty IN SEARCH OF ALTERNATIVES TO PAYDAY LENDING Payday loans-deceptively expensive short-term cash advance loans-are sweeping the nation and snaring countless borrowers in a spiral of debt. Two credit unions have stepped forward to compete with the payday lenders. How well are they faring? Deals on Wheels EXPANDING AUTOMOTIVE OPPORTUNITY IN NEW ENGLAND Throughout most of America, if you want to keep a job, you need to own a car and keep it running. Two New England projects are helping low-income workers meet the challenge-employing radically different approaches. LEADING THE CHARGE AGAINST PREDATORY MORTGAGE LENDING Begun with a bake sale in 1980, a North Carolina nonprofit is standing up against predatory lending-pushing through needed reforms and developing creative lending strategies to make affordable mortgages more available for low-income homebuyers. There are pdfs for all of those...