[jsfg_cinti] Free credit reports
- From: Edwin Clements <eclements@xxxxxxxxx>
- To: jsfg_cinti@xxxxxxxxxxxxx
- Date: Wed, 10 Sep 2008 18:38:31 -0700 (PDT)
FYI for anyone whom this may apply to: The law (Fair Credit Reporting Act, I
believe is the name of it) says that if you are unemployed, you are entitled to
get a free copy of your credit report. Also, if you get turned down for credit
you are entitled to get one from whatever credit reporting agency was used by
whatever company you applied for credit with. So you are not limited only to
those free ones once a year.
Edwin Clements
>
> You could also check your credit report to monitor for
> identity theft -
> since each of the 3 big credit agencies is required to give
> you a free
> report each year, you can "rotate" and get a
> report every 4 months.
> www.annualcreditreport.com. Hmm, although the website
> seems to be down
> tonight. Watch out for other websites that may claim to be
> the federally
> mandated free credit report as mentioned on this web site
> http://www.ftc.gov/bcp/conline/edcams/freereports/index.html\
>
> Good luck in your job search
>
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