[openbeos] Re: Couple of non-sequiters

> > Helmar wrote:
> > > Don't keep count - don't compare your input to others.
> > > U don't do it for personal gain, and you only do it because
> > > you want to and because you can. And soon it will be $500,
> > > then $1000, $10.000, and soon much more. You'll be amazed
> > > what a regular contribution of $5 can do if left untouched.
> > > ...
> > > It could be as simple as a PayPal deposit which is then
> > > transferred into the trust account, so the setup would be
> > > really simple.
> >
> > A PayPal deposit doesn't grow that much, does it? I mean what about
> > interests, or an endowment fund which guarantees some more 
> > interests?
> 
> I'm not sure how much money OpenBeOS really needs at the moment.  I 
> suspect
> that it'll need more money later on for distribution and marketing.  
> It may
> also find having money useful to make deals with companies.  
> Therefore, I
> think it would be best if any money OpenBeOS collects to be put into 
> an
> account where the money is actively invested.
> 
> While sticking money into an interest accumulating account will 
> generate
> money (at best 5%) we can do a lot better if we have someone or a 
> group of
> people actively invest the money.  My whole family is into investing.  
> My
> father only spends an hour a day investing and studying the market 
> and
> easily makes 9% a year (except this past year of course).  If we 
> spend three
> to four hours a day investing and studying the market I'm sure we can 
> get
> close to 15% a year.
> 
> To whoever ends up investing this money it's very important to 
> diversify
> your investments.  People who diversified the investments did not 
> loss money
> during the past year (if you don't follow the market, the past year 
> was
> very, very bad year for the market).  Diversifying means investing in 
> these
> following areas, high cap business, low cap business, bonds, tech 
> stocks,
> mid cap business, foreign stocks, and 2 other that I can't remember 
> off the
> top of my head.
> 
> Morgan Stanley has money managers.  They do very well if you get at 
> least
> three.  You can usually get 10% to 15% with them.  They would be a 
> good
> option if OpenBeOS doesn't want to bother with actively investing.  
> Morgan
> Stanley only charges 1% to manage these money managers. However, 
> money
> managers cost $100,000 each so this may not be an option for OpenBeOS 
> for a
> while.

1) AFAIK the theory that in average people analyzing the market don't 
outperform monkeys picking stocks by random has not been proven wrong 
until now.

2) The simple truth is, that you buy greater potential for profit with 
a higher risk. You can as well gain 100% in a week via high leverage 
instruments like options or futures, but you can easily lose your 
complete investment and for the latter even more than that. Don't throw 
numbers around when you can't even estimate the risks involved.

CU, Ingo

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