Hi Malcolm. Ah as if I could stay away from you and your soft pinchable cheeks for long no way. Oh that was awful what hapened to your friend I was so sorry to hear about it. I wear a sholder bag and I don't like carrying to much cash around with me and often use my card for things. WE were only having this conversation earlier at the bowling about another member of our group who had her card stolen and the woman stealing had told her she had lost a tenner and gave it back to her and then the theif insistd it was her tenor and while the victim gave it back to her unknown to her at the time the evil so and so had nicked her card and cleared her account out it turns out the woman must have been looking over her sholder all the time when she was paying for her shopping and got her pin number. The bank paid her back every penny but something like that would be traumatising and they always pick on the most vulnerable. Any-way I will be more careful than ever now. Take care. Love Sarah xxxxxxxxx