[etni] gmulim + hours

Hi All,

   I phoned the southern union rep about the gmulim issue and here's what he 
told me:

Each Module from A - G gives 0.7% gmul

In addition modules A and B - 0.7 hrs. each
Modules C and D - 1 hr. each
Modules E,F and G - 1.2 hrs. each

I asked him about the Oral Exam which is a separate module and he was in the 
dark about this. 

Laurie
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