Well I know people that have bought houses lately and even being prequalified the bank is still a nuissance. They will take forever to close. They will have it all lined up and the bank will stall for weeks before finally transferring the funds. I think it's more of a case now of the bank scrounging to find funds to cover the loans they make as they are now in the same boat as consumers... Oh and these were from reputable banks not dinky ones. Will ask my friend at wells fargo what the deal is. She is up there in the company and is in charge of loans etc in the region. Robert Adams House update: Our buyer tells me he was getting jerked around by his mortgage bank, soooo .............. he pulled out and went to another bank. He is qualified so I don't know his reasoning. We just lost 4-5 weeks, now I'm glad we don't have a home to move to yet. I think he is taking a big gamble because he has to close by Nov. 30 to get 8,000.oo first time buyer tax break. I'm wondering what his strategy might be? I didn't see this coming. I can only think he's lying and could not secure a mortgage. Thoughts? -Staten Island Frank- -------------------------------------------------------------------- mail2web.com ? Enhanced email for the mobile individual based on Microsoft® Exchange - http://link.mail2web.com/Personal/EnhancedEmail Rules: Please play nicely with others. -List members page (text & pic links): http://www.myelcamino.net/eclist.htm -List members page (all pics): http://www.myelcamino.net/ec_list.htm