Hi Pam, txt files don't retain formatting, and there is apparently also an issue with page breaks, at least sometimes. I know I've seen txt files that were totally screwed up, headers in middles of pages, lines broken up in all sorts of strange ways that I know were not part of the original text, no way. Whether that's a result of some incompatibility with what different programs do when they import text files for editing, I have no clue. But I know I've certainly seen problems with them. Naturally, rtf files aren't immune, but at least, they will retain more of the original format of the document, such as font and paragraphs. For us blind people, font is no biggy, of course. But for other members of the community, retension of things like bold and italics etc is a good thing. Mary