This message was posted by signman on AmayaUsers.com. PLEASE DO NOT REPLY VIA EMAIL. Instead, respond to the thread on the WEBSITE by clicking here: http://www.amayausers.com/boards/ultimatebb.php?/topic/10/52.html#000008 Here's what we have... Statement fee (credit cards) $4.00 per month Statement fee (checks) $4.00 per month New terminal setup (we needed 2, had 1 old one without the stripe swiper, so we went for new up to date unit-has a check 'swiper', credit card swiper, debit card terminal, and printer. Can hook to a register but we didn't do that) $520 I think for the whole thing. Even the printer rolls are free! Since we got it, we have not had one 'bounced' check at our store-average at christmas would have been several hundred dollars, and no more bad credit cards...the system catches them BEFORE the transaction is finished, same as checks. There's been a couple checks in the past year and a half that were insufficient funds but the credit company does NOT revoke our payment-because we have the ORIGINAL signed check here (we don't have to give them back to the customer!) we fax that in and the company goes after them! So we haven't lost a dime to bank charges or 'service' fee, just the 1.74% + 20¢ per check. Our charge/debit card use has skyrocketed the past year and a half because this system is so good! At my graphics, 95% of the business is over the phone, I just have the terminal on another line and type in card numbers as they read them over the phone, a couple easy security questions, hit a button, and bingo...I'm paid-same percentage for fee! The last company we used was through my sign association membership-and the MONTHLY rate had zoomed to $75...so it was a no brainer to drop them! Roland =========================================================== The AmayaUsers Mailing List Website: http://www.amayausers.com Discussion Board: http://www.amayausers.com/boards Subscribe/Unsubscribe: http://www.amayausers.com/list ===========================================================