Debbie: My english is very bad when I write. But Beacon Funding have a very useful Bussiness Plan for the embroidery industry because they are lender and sale used machines. If you email me directly i can send you a copy. My email is erc_ruiz at yahoo.com erc_ruiz@xxxxxxxxx Eduardo __________________________________ Do you Yahoo!? The all-new My Yahoo! - What will yours do? http://my.yahoo.com