Thanks John. I think I have it clear now! Carol P Sent from my iPhone On 2 Apr 2012, at 03:34 PM, "John Gregory" <jgm.gregory@xxxxxxxxxxxx> wrote: Hi Carol, Firstly, PayPal doesn't charge private individuals a fee. Secondly, to have the funds taken directly out of your bank account by PayPal your bank account needs to be 'verified'. PayPal does this by placing a small amount of cash in your account (only about 10p or so) and once it you see that it is there, you go to PayPal and enter the code which is shown in your account. Once you enter this code your account is verified and you can use PayPal to pay a variety of retailers who subscribe to PayPal for payment. While you are waiting for your account to be verified, you can make payments via your debit or credit card. All the instructions are on the PayPal website, so it may be best to check the finer detail there in case things have changed since I last had to do this. PayPal pays the third party and then recovers this from your account via a direct debit, so once everything is set up you only need to use PayPal, that is, if the third party accepts this form of payment. John. -----Original Message----- From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of Carol Pearson Sent: 02 April 2012 15:09 To: Access UK Mailing List Subject: [access-uk] PAYPAL Hi all, I'm signing up with PayPal and have a couple of questions: First, once the signing up process is complete, can I make a payment immediately without being penalised or must I transfer funds manually from my bank account (already given them) before making a payment to a Third Party? Second, how much do I pay PayPal for each transaction made? Thanks for any help with this. -- Carol P ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq