Ray said "I'm not overtly trying to be personal" >Well actually you are. Read back how many posts did I send to this thread this morning, on the banking issue. Just 2 Barry Hill 4 Colin Fowler 2 which LIST member HAD LAST Comments ON THE SUBJECT, (BEFORE YOUR PERSOnal ATTACK) it wasn't myself. Regards, Derek e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq