d.j. don't you think as moderator this thread has run it's course? ----- Original Message ----- From: "Colin Fowler" <col.fowler@xxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Tuesday, May 22, 2007 8:32 PM Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home Derek, Your use of "able bodied" is insulting, I'm sure that many of us will take offence from that reference ----- Original Message ----- From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Wednesday, May 23, 2007 7:09 PM Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home > Hi Barry > I thought I had answered your question but I am sorry if I didn't. > > I do believe that what the bank is offering is acceptable, because > the blind customer is not going to be at any greater risk, or > disadvantage, > compared to the able-bodied sighted customers. > > If this case was in court for a DDA judgment, how would you show > that the blind customer is at a disadvantage? > > All you can show is that access to the service is being offered ina > different > way, but that's not illegal! > The bank will simply argue that as they are taking on the extra risk, > (as they do for chip and signature customers) there is no extra > risk for the blind customers. The bank will point out that they have > agreed to cover for fraud. So at end of the day, the blind customer is > no worse off comapred to any other customer. > > Regards, > Derek > > e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx > > ** To leave the list, click on the immediately-following link:- > ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] > ** If this link doesn't work then send a message to: > ** access-uk-request@xxxxxxxxxxxxx > ** and in the Subject line type > ** unsubscribe > ** For other list commands such as vacation mode, click on the > ** immediately-following link:- > ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] > ** or send a message, to > ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq > > ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq -- No virus found in this incoming message. Checked by AVG Free Edition. Version: 7.5.467 / Virus Database: 269.7.6/815 - Release Date: 5/22/2007 3:49 PM ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq