[access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home
- From: "Steve Nutt" <steve@xxxxxxxxxxxxxx>
- To: <access-uk@xxxxxxxxxxxxx>
- Date: Tue, 22 May 2007 22:14:05 +0100
Hi Ray,
The only thing I will say on this is that the Olympus is not a good
comparison, simply because there are some things in the Olympus you almost
can't do at all without sight, such as setting the clock. This is not in my
view reasonable. But Lloyds are not saying you can't access any of their
services, it is just the way you access them that is different. That's all
I am saying.
All the best
Steve
-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of
Ray's Home
Sent: 22 May 2007 21:43
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home
Sorry Steve, but your 'right' isn't everyone's by a long chalk! OK,
so you get covered if someone does break into your account, but what a
mess to have to clean up!
For me 'reasonable' might mean Could a lot better.
I see a strange contradiction too here between your wanting the Olypus
recorder discussed here quite a lot to be 100 percent accessable, and
the half way house - that in that instance - is what we have.
Shouldn't you be satisfied?
Maybe I shouldn't have come in on this, so just regard it as a
statement of where I stand, rather than wanting to get into an
argument.
From Ray
I can be contacted off-list at:
mailto:ray-48@xxxxxxxx
-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx]On
Behalf
Of Steve Nutt
Hi Derek,
Thanks for that, a nice clear explanation. Why don't people get the
words
reasonable and adjustment and settle for it sometimes?
All the best
Steve
-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
Behalf Of
Derek Hornby
Sent: 21 May 2007 20:35
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at
home
Colin said:
"You're guaranteed against fraud already provided you can evidence
that you did not purposely allow your online details to be
compromised.
So what is the reasonable adjustment there?"
Ok the bank can say:
"here is your key pad you must use it"
You can't, because blind.
So the bank says:
"ok as you can't use the key pad we will let you stay with old
set-up."
Reasonable adjustment!
I think the point is, the key pads simply are aimed to cut the
bank's
losses.
But at end of the day allowing us to stay with present system makes
no difference to us, it just means the bank is willing to take
the
extra risk, but only for those that can't use the key pads.
It's like chip & PIN in the shops. The banks would prefer
everyone to use chip & Pin in the shops, but some people can't.
So chip & signature is available.
But those that use chip & signature, the banks take on the extra
risk.
Regards,
Derek
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