Hi Martin You asked: "How can chip and signature be less secure than chip and pin?" If someone stole a chip and PIN card, they would only be able to use it in the shoos, if they knew the PIN. If someone stole a chip and signature card, the thief could very easily use in in the shops simply by forging the signature. So forging a signature is easier than being aware what the pin is on stolen card! Regards, Derek e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=unsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=faq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq